This resource goes over the pros and cons of whether or not you decide whether a Direct Consolidation Loan is right for you. A Direct Consolidation Loan allows you to consolidate (combine) multiple federal education loans into one loan.
Decisions about credit and loans involve lots of factors, including how much money you need, what terms you’re offered, and who is behind the offer. If you are choosing a credit card or wondering whether offers of credit and loans are on the up and up, these tips can help.
This resource is about when a person dies, how creditors can hold the estate responsible for paying outstanding debts. Creditors may be able to collect payment for outstanding debts of beneficiaries from the distributions they get or from the executor/administrator for the estate.
The FTC’s Bureau of Consumer Protection stops unfair, deceptive and fraudulent business practices by collecting reports from consumers and conducting investigations, suing companies and people that break the law, developing rules to maintain a fair marketplace, and educating consumers and businesses about their rights and responsibilities.
Use these resources to help older adults and their caregivers navigate some of the important decisions that can affect later-life financial security. Browse guides and information to help older adults make sound financial decisions, protecting savings and assets, and other financial challenges.
A payday loan is a type of short-term option to borrow where a lender will extend high-interest credit based on your income. Its principal is typically a portion of your next paycheck. Payday loans charge high interest rates for short-term immediate credit. They are also called “cash advance” loans or “check advance” loans.
Your credit report is crucial when seeking to buy or rent a home, purchase or lease a car, buy insurance, or even get a job. Your credit report shows lenders how reliable you might be; and, if there are mistakes, you could miss out on things that are rightfully yours.