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Credit Reports, Consumer Debt + Personal Finance

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  • Consumer Debt Problems and Debt Collection Lawsuit Responses

    Learn about Law Help Interactive and how the program can help you create a response to a debt collection lawsuit. Follow the link to answer questions that are used to build a response that you can file in court. Read More

    By:
    Southeast Louisiana Legal Services Consumer Unit, with other stakeholders.
  • Consumer Issues

    See this brochure with helpful information about consumer loans, defective merchandise, bankruptcy, truth in lending, equal credit opportunity, fair credit reporting, fair debt collection, and more. Content Detail

    By:
    Acadiana Legal Service Corporation Lafayette Office
  • Equal Credit Opportunity Act

    Under the Equal Credit Opportunity Act, a person is entitled to the availability of credit based on a fair evaluation without regard to race, color, national origin, gender, marital status or age, and without regard that all or part of the applicant's income comes from a public assistance program. Content Detail

    By:
    Louisiana State Bar Association
    Read this in:
    Spanish / Español
  • How to Get A Free Credit Report?

    Don't get scammed into paying for a credit report from a look-alike website! You're entitled to one free report from each of the three major credit reporting companies and this video tells you how to get them. Follow the link for more information. Read More

    By:
    Federal Trade Commission (FTC)
  • How to Make a Budget Using A Simple Worksheet

    Use this online worksheet to keep track of money coming in and your money going out each month. Content Detail

    By:
    FTC (Federal Trade Commission)
  • Personal Finance Education and Money Help Tools

    Educational games for youth and resources for teachers and educators, including curricula and lesson plans for teaching money management and financial capability. Content Detail

    By:
    U.S. Financial Literacy and Education Commission
  • Protecting Yourself Against Credit Card Fraud

    Follow these tips from FTC to help protect yourself against credit card fraud. Content Detail

    By:
    Federal Trade Commission
  • Consumer Finance Tools

    Learn more about your rights when it comes to money matters like auto loans, credit cards, debt collection, standard and reverse mortgages, and using credit cards and prepaid cards. Content Detail

    By:
    Consumer Financial Protection Bureau (United States Government)
    Read this in:
    Spanish / Español
  • How to Tell If A Call is Fraud? Identity Theft & Scams

    The FTC has created dozens of videos about all kinds of consumer issues. There are quick videos about credit reports, debt collectors, identity theft, job scams, and more. Follow the link and search for the topic that interests you. Content Detail

    By:
    Federal Trade Commission (FTC)
  • Glossary of English-Spanish Financial Terms

    See this online English-Spanish guide to words about money and finance. Content Detail

    By:
    Consumer Financial Protection Bureau
    Read this in:
    Spanish / Español
  • Bureau of Consumer Protection, Federal Trade Commission

    The FTC’s Bureau of Consumer Protection stops unfair, deceptive and fraudulent business practices by collecting reports from consumers and conducting investigations, suing companies and people that break the law, developing rules to maintain a fair marketplace, and educating consumers and businesses about their rights and responsibilities. Content Detail

    By:
    Federal Trade Commission (FTC)
    Read this in:
    Spanish / Español
  • Credit and Loan Information

    Decisions about credit and loans involve lots of factors, including how much money you need, what terms you’re offered, and who is behind the offer. If you are choosing a credit card or wondering whether offers of credit and loans are on the up and up, these tips can help. Content Detail

    By:
    Federal Trade Commission (FTC)
  • Immediate Steps to Repair Identity Theft

    Here are some steps you can take right away if you are a victim of identity theft. There is information, sample letters to send out, and more. Content Detail

    By:
    Federal Trade Commission (FTC)
    Read this in:
    Spanish / Español
  • Understanding your Credit Report

    Your credit report is crucial when seeking to buy or rent a home, purchase or lease a car, buy insurance, or even get a job. Your credit report shows lenders how reliable you might be; and, if there are mistakes, you could miss out on things that are rightfully yours. Read More

    By:
    Southeast Louisiana Legal Services (New Orleans office)