Credit Practices and Credit Reports
Learn about your issue
This category is about the problems a person might have with the information on their credit report, as well as opportunities to clean, mask, expunge, and otherwise remove damaging credit information.
Five-video series about dealing with debt collectors, what to do if you receive a debt collection lawsuit, and defending yourself in court. Was a judgment entered without your knowledge? How to tell if legal papers were served properly and what to do if money is being taken from your account.
Answers to Frequently Asked Questions about garnishing the pay of a member of the military and civilian employees paid by the Defense Finance and Accounting Service.
This resource is about when a person dies, how creditors can hold the estate responsible for paying outstanding debts. Creditors may be able to collect payment for outstanding debts of beneficiaries from the distributions they get or from the executor/administrator for the estate.
A payday loan is a type of short-term option to borrow where a lender will extend high-interest credit based on your income. Its principal is typically a portion of your next paycheck. Payday loans charge high interest rates for short-term immediate credit. They are also called “cash advance” loans or “check advance” loans.
Your credit report is crucial when seeking to buy or rent a home, purchase or lease a car, buy insurance, or even get a job. Your credit report shows lenders how reliable you might be; and, if there are mistakes, you could miss out on things that are rightfully yours.