Credit Practices and Credit Reports
Learn About Your Issue
This category is about the problems a person might have with the information on their credit report, as well as opportunities to clean, mask, expunge, and otherwise remove damaging credit information.
Debt Collection Lawsuits
Five-video series about dealing with debt collectors, what to do if you receive a debt collection lawsuit, and defending yourself in court. Was a judgment entered without your knowledge? How to tell if legal papers were served properly and what to do if money is being taken from your account.
A payday loan is a type of short-term option to borrow where a lender will extend high-interest credit based on your income. Its principal is typically a portion of your next paycheck. Payday loans charge high interest rates for short-term immediate credit. They are also called “cash advance” loans or “check advance” loans.
Repair Or Dispute Your Credit Reports
If there is true information on your report that is bad for you, credit bureaus can usually only report for 7 years. They can report bankruptcy information for 10 years. More information about repairing or disputing your credit report.