Credit Practices and Credit Reports

Learn About Your Issue

Other Money, Problems

This category is about the problems a person might have with the information on their credit report, as well as opportunities to clean, mask, expunge, and otherwise remove damaging credit information.

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What Are Open Accounts?

A quick introduction to open accounts.

Debts And Successions

This resource is about when a person dies, how creditors can hold the estate responsible for paying outstanding debts. Creditors may be able to collect payment for outstanding debts of beneficiaries from the distributions they get or from the executor/administrator for the estate.

Payday Loans

A payday loan is a type of short-term option to borrow where a lender will extend high-interest credit based on your income. Its principal is typically a portion of your next paycheck. Payday loans charge high interest rates for short-term immediate credit. They are also called “cash advance” loans or “check advance” loans.

Repair Or Dispute Your Credit Reports

If there is true information on your report that is bad for you, credit bureaus can usually only report for 7 years. They can report bankruptcy information for 10 years. More information about repairing or disputing your credit report.

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