Louisiana

Home foreclosures, home loans, scams and rip-offs

Know Your Rights

• About Mortgage Debt -- Questions and Answers

  Find out more about your mortgage. Read More

  By:

  Southeast Louisiana Legal Services (Hammond Office)

• A guide -- Shopping for Your Home Loan --from HUD

  Buying a home or thinking about it? HUD provides information and tips for each major step along the way to home ownership. Content Detail

• An FHA Loan Calculator/Mortgage Calculator

  From the site: FHA Maximum Financing Calculator This calculator helps determine the minimum alllowable down payment and maximum FHA mortgage allowed on a home purchase. It creates an estimate of closing costs and required upfront Mortgage Insurance Premium (MIP). This tool is designed to determine the FHA mortgage limit for a particular purchase, not the maximum allowed for any home in your state and county. To determine the maximum purchase price for your specific area you should use https://entp.hud.gov/idapp/html/hicostlook.cfm at the HUD.gov. Then, with that data in hand, use the below calculator to determine the required down payment, FHA mortgage limit and required upfront Mortgage Insurance Premium (MIP). Content Detail

  By:

  FHA

• Anti-Discrimination Housing Laws

  Information about The Fair Housing Act and other federal laws and executive orders that protect you from housing discrimination, including discrimination in home financing. Content Detail

  By:

  U.S. Department of Housing and Urban Development (HUD)

  Read this in:

  Spanish / Español

• Attorney General's Consumer Protection Section

  The Consumer Protection Section of the Attorney General's office is responsible for enforcing Louisiana's consumer protection laws. This site has information and other resources, including a link to the page where you can learn about how to file a complaint about a consumer issue. Content Detail

  By:

  State of Louisiana

• Audio Guide: Avoid Contractor Fraud

  Tips for working with contractors to repair your home. Read More

  By:

  Southeast Louisiana Legal Services (Hammond Office, including information about applying for help online)

  Read this in:

  Spanish / Español

• Avoid Foreclosure -- information from Fannie Mae

  Learn more about what you may be able to do to avoid foreclosure. Content Detail

  By:

  KnowYourOptions.com (Fannie Mae)

• Avoid Predatory Lending

  Tips for spotting a bad home loan, or a predatory lender. Read More

  By:

  Southeast Louisiana Legal Services (New Orleans office)

• Avoid Telemarketing Scams

  Find out how to deal with scam artists who use telemarketing to steal or rip you off. Content Detail

  By:

  National Crime Prevention Council

• BANKING & YOUR MONEY

  Helpful banking tips from the FDIC. Read More

  By:

  FDIC

• Bankruptcy -- information from the Louisiana State Bar Association

  Here is information about some basic questions you may have about the bankruptcy process. Content Detail

  By:

  Louisiana State Bar Association

• Consumer Action Handbook

  Order FREE 2007 Consumer Action Handbook - help with your consumer problems and complaints. Content Detail

  By:

  Consumer Action Website-Federal Citizen Information Center

• Consumer Brochures for Seniors -- Free

  Brochures for seniors about scams, debt collectors, and more. Content Detail

  By:

  National Consumer Law Center

• Consumer Financial Protection Bureau

  Go to this site to learn more about your rights when it comes to money matters like your mortgage and using credit cards. Content Detail

  By:

  Consumer Financial Protection Bureau (United States Government)

  Read this in:

  Spanish / Español

• Consumer Information Brochures -- Free from the National Consumer Law Center

  Go to this page on the National Consumer Law Center to download free brochures about many issues, including credit reports, debt collection, foreclosure and more. Content Detail

  By:

  National Consumer Law Center