Debt and Lending Money
Learn about your issue
This category is about issues people might have with debts they owe (or other family members owe), dealing with debt collectors, going through a repossession or garnishment process, or filing for bankruptcy. It also covers issues with other people owing you debts, after lending money to them.
Personal Finance Education and Money Help Tools
Educational games for youth and resources for teachers and educators, including curricula and lesson plans for teaching money management and financial capability.
Consumer Finance Tools
Learn more about your rights when it comes to money matters like auto loans, credit cards, debt collection, standard and reverse mortgages, and using credit cards and prepaid cards.
Credit Counseling and Debtor Education
FAQs about credit counseling and debtor education, applications for credit counseling and debtor education, and find US Department of Justice approved providers of credit counseling and debtor education.
This information covers problems around one's wages (paycheck) or property being garnished to pay for a debt. This includes exemptions a person might have to protect certain things from being garnished.
A payday loan is a type of short-term option to borrow where a lender will extend high-interest credit based on your income. Its principal is typically a portion of your next paycheck. Payday loans charge high interest rates for short-term immediate credit. They are also called “cash advance” loans or “check advance” loans.