Debt and Lending Money

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Other Money, Problems

This category is about issues people might have with debts they owe (or other family members owe), dealing with debt collectors, going through a repossession or garnishment process, or filing for bankruptcy. It also covers issues with other people owing you debts, after lending money to them.

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Garnishment Issues

This information covers problems around one's wages (paycheck) or property being garnished to pay for a debt. This includes exemptions a person might have to protect certain things from being garnished.

Payday Loans

A payday loan is a type of short-term option to borrow where a lender will extend high-interest credit based on your income. Its principal is typically a portion of your next paycheck. Payday loans charge high interest rates for short-term immediate credit. They are also called “cash advance” loans or “check advance” loans.

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