This category is about issues people might have with debts they owe (or other family members owe), dealing with debt collectors, going through a repossession or garnishment process, or filing for bankruptcy. It also covers issues with other people owing you debts, after lending money to them.
Garnishment Issues
This information covers problems around one's wages (paycheck) or property being garnished to pay for a debt. This includes exemptions a person might have to protect certain things from being garnished.
Payday Loans
A payday loan is a type of short-term option to borrow where a lender will extend high-interest credit based on your income. Its principal is typically a portion of your next paycheck. Payday loans charge high interest rates for short-term immediate credit. They are also called “cash advance” loans or “check advance” loans.