Loans, Contracts & Scams After A Disaster
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This category concerns legal issues related to loans, contracts and scams after a disaster. After a disaster individuals may attempt to exploit the situation by offering loans or contracts that are scmas. These offers may include high interest loans, contracts to do work that is never completed, or offers that require an upfront fee for a service that is not provided.
A Disaster Declaration is a formal statement by a public official (i.e. Mayor, County Judge, or Governor) that a disaster or emergency situation exceeds their response capabilities. Based on the Governor's request, the President may declare that a major disaster or emergency exists. This activates an array of Federal programs to assist in the response and recovery effort.
After a disaster, it is important to get in touch with your bank or mortgage servicer to get relief. Learn what you need to know about getting mortgage help for homeowners who are affected by a disaster event.
It is important to plan ahead for disasters. The more you prepare ahead for a disaster, the faster and easier it may be to recover. If you are experiencing the effects of a disaster, you may face different legal problems. This includes information for how to prepare in advance for a disaster and for disaster survivors. A disaster event requires immediate attention and quick remedial action. A disaster involves injury, loss of life, damage to property, or catastrophic interference with normal activities. This information includes how to prepare to deal with sudden, unexpected, or impending situations where a disaster may occur.