Housing After A Disaster
Learn About Your Issue
This category concerns issues a person might have with their housing after a natural disaster or other emergency. It can include issues around owning, clearing title, rebuilding, and insuring a home when you have experienced or at risk of a disaster. It also includes landlord-tenant and eviction issues.
If you own a place in Louisiana, you need to know what you can and can't do with the trees, bushes, and plants there. This is all about the laws and rules for looking after trees, especially when it comes to dealing with your neighbors and trees that are near the borders of your property.
A Disaster Declaration is a formal statement by a public official (i.e. Mayor, County Judge, or Governor) that a disaster or emergency situation exceeds their response capabilities. Based on the Governor's request, the President may declare that a major disaster or emergency exists. This activates an array of Federal programs to assist in the response and recovery effort.
A homeowners insurance policy typically covers natural disasters caused by fire, lightning, hail, windstorm, hurricanes, or tornados. Homeowners insurance does not usually cover floods. Before a natural disaster it is important to know what is covered and not covered as part of your homeowners insurance policy.
Please see this helpful step-by-step guide on applying for FEMA assistance. Use this search tool to see if your area has been declared a disaster area for individual assistance from FEMA. If your area is eligible for individual assistance, use this link to apply to FEMA for aid and check the status of an application. You can also call FEMA for information on the status of your claim. Call 1-800-621-FEMA (3362). The speech or hearing impaired may call (TTY) 1-800-462-7585.
After a disaster, it is important to get in touch with your bank or mortgage servicer to get relief. Learn what you need to know about getting mortgage help for homeowners who are affected by a disaster event.
It is important to plan ahead for disasters. The more you prepare ahead for a disaster, the faster and easier it may be to recover. If you are experiencing the effects of a disaster, you may face different legal problems. This includes information for how to prepare in advance for a disaster and for disaster survivors. A disaster event requires immediate attention and quick remedial action. A disaster involves injury, loss of life, damage to property, or catastrophic interference with normal activities. This information includes how to prepare to deal with sudden, unexpected, or impending situations where a disaster may occur.