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Common Legal Issues After a Disaster
This resource covers housing, consumer, finance after a disaster, family and educational issues, disaster programs and benefits, employment and unemployment after a disaster, wills, estates and guardianships, and other public health emergency issues after a disaster.
Disaster Declarations - State and Federal
A Disaster Declaration is a formal statement by a public official (i.e. Mayor, County Judge, or Governor) that a disaster or emergency situation exceeds their response capabilities. Based on the Governor's request, the President may declare that a major disaster or emergency exists. This activates an array of Federal programs to assist in the response and recovery effort.
Disaster Fraud
This resource covers the various topics and issues that occur within the category of disaster fraud. This goes over disaster fraud and gives information about the detection and prevention of fraud related to a disaster.
Disaster Insurance Claim Guide
Information for home & flood insurance after a disaster; how to file an insurance claim; working with insurance adjusters; and consumer complaints.
Homeowners Affected By Disasters
This provides information about issues homeowners may face when they own a home that is affected by a natural disaster event.
Homeowners Insurance
A homeowners insurance policy typically covers natural disasters caused by fire, lightning, hail, windstorm, hurricanes, or tornados. Homeowners insurance does not usually cover floods. Before a natural disaster it is important to know what is covered and not covered as part of your homeowners insurance policy.
How to File a Louisiana Insurance Complaint
Insurance policy or agent problems? From the site of the Louisiana Department of Insurance: "You may use this page to submit a complaint to the Louisiana Department of Insurance. In order to proceed with submitting a complaint online or on paper, please read and accept the Terms and Conditions below."
Preparing for a Disaster
It is important to plan ahead for disasters. The more you prepare ahead for a disaster, the faster and easier it may be to recover. If you are experiencing the effects of a disaster, you may face different legal problems. This includes information for how to prepare in advance for a disaster and for disaster survivors. A disaster event requires immediate attention and quick remedial action. A disaster involves injury, loss of life, damage to property, or catastrophic interference with normal activities. This information includes how to prepare to deal with sudden, unexpected, or impending situations where a disaster may occur.
Renters Affected By Disasters
This provides information about renters who live in a home that is affected by a natural disaster event.
Renters Insurance
Tenants can benefit from obtaining renter's insurance since it protects their personal belongings against damage or loss and can cover personal liability when someone is injured on the property that they rent.
Step-by-Step guide to applying for FEMA assistance
Please see this helpful step-by-step guide on applying for FEMA assistance. Use this search tool to see if your area has been declared a disaster area for individual assistance from FEMA. If your area is eligible for individual assistance, use this link to apply to FEMA for aid and check the status of an application. You can also call FEMA for information on the status of your claim. Call 1-800-621-FEMA (3362). The speech or hearing impaired may call (TTY) 1-800-462-7585.