This category concerns how individuals or groups can make home, property, medical, or other insurance claims after a disaster, to get reimbursed. This includes how to file, determining your coverage, documenting issues, and managing disputes with insurance companies.
Common Legal Issues After a Disaster
This resource covers housing, consumer, finance after a disaster, family and educational issues, disaster programs and benefits, employment and unemployment after a disaster, wills, estates and guardianships, and other public health emergency issues after a disaster.
Disaster Declarations - State and Federal
A Disaster Declaration is a formal statement by a public official (i.e. Mayor, County Judge, or Governor) that a disaster or emergency situation exceeds their response capabilities. Based on the Governor's request, the President may declare that a major disaster or emergency exists. This activates an array of Federal programs to assist in the response and recovery effort.
Disaster Fraud
This resource covers the various topics and issues that occur within the category of disaster fraud. This goes over disaster fraud and gives information about the detection and prevention of fraud related to a disaster.
Disaster Insurance Claim Guide
Information for home & flood insurance after a disaster; how to file an insurance claim; working with insurance adjusters; and consumer complaints.
Homeowners Affected By Disasters
This provides information about issues homeowners may face when they own a home that is affected by a natural disaster event.
Homeowners Insurance and Disasters
A homeowners insurance policy typically covers natural disasters caused by fire, lightning, hail, windstorm, hurricanes, or tornados. Homeowners insurance does not usually cover floods. Before a natural disaster it is important to know what is covered and not covered as part of your homeowners insurance policy.
Preparing For A Disaster
It is important to plan ahead for disasters. The more you prepare ahead for a disaster, the faster and easier it may be to recover. If you are experiencing the effects of a disaster, you may face different legal problems. This includes information for how to prepare in advance for a disaster and for disaster survivors. A disaster event requires immediate attention and quick remedial action. A disaster involves injury, loss of life, damage to property, or catastrophic interference with normal activities. This information includes how to prepare to deal with sudden, unexpected, or impending situations where a disaster may occur.
Renters Affected By Disasters
This provides information about renters who live in a home that is affected by a natural disaster event.
Renters Insurance
Tenants can benefit from obtaining renter's insurance since it protects their personal belongings against damage or loss and can cover personal liability when someone is injured on the property that they rent.