This category concerns issues a person might have with getting, using, or maintaining health insurance to pay for medical care. This is primarily about private health insurance (not those provided by government).
Health Insurance Options For People With Disabilities
Coverage options for people with disabilities. If you have a special health care need — like if you’re terminally ill, need help with daily activities, get regular care at home or in another community setting, live in a long-term care facility or group home, or have a condition that limits your ability to work — or if you have a disability, you have a number of options for health coverage. If you currently have Medicaid or Medicare, you’re considered covered under the health care law and don’t need a Marketplace plan. If you don’t have health coverage, you can fill out a Marketplace application to find out if you qualify for savings on a private health plan or for coverage through Medicaid.
How To File A Louisiana Insurance Complaint
Insurance policy or agent problems? From the site of the Louisiana Department of Insurance: "You may use this page to submit a complaint to the Louisiana Department of Insurance. In order to proceed with submitting a complaint online or on paper, please read and accept the Terms and Conditions below."
Medicaid Health Coverage
This resource covers the Medicaid program that provides people with limited income access to health care. It covers who qualifies in Louisiana based on income or other conditions (pregnancy, elderly, disability, children, etc.) It also covers issues of what types of issues or treatments Medicaid covers, what happens if there are payment issues, and how program enrollment might be terminated.
Medicare Health Coverage
This resource covers information about the Medicare health insurance program run by the government that covers people 65 and over, some people with disability status, and some people with end-stage renal or ALS/Lou Gehrig's disease. This information covers who is eligible for Medicare coverage, how to apply for it, dealing with payment issues, what is covered by it, the different Parts A, B, C, and D, and how one's enrollment might be terminated.
The Affordable Care Act
See HealthCare.gov about changes to the law involving health care and health insurance.
The Employee Retirement Income Security Act And Workers' Right to Health Plan Information
Under The Employee Retirement Income Security Act (ERISA), workers and their families are entitled to receive a Summary Plan Description (SPD). The SPD is the primary document that gives information about the plan, what benefits are available under the plan, the rights of participant and beneficiaries under the plan, and how the plan works.