Louisiana

Foreclosures, Home Loans, Scams

Know Your Rights

• About Mortgage Debt -- Questions and Answers

  Find out more about your mortgage. Read More

  By:

  Southeast Louisiana Legal Services (Hammond Office)

• A guide -- Shopping for Your Home Loan --from HUD

  Buying a home or thinking about it? HUD provides information and tips for each major step along the way to home ownership. Content Detail

• An FHA Loan Calculator/Mortgage Calculator

  From the site: FHA Maximum Financing Calculator This calculator helps determine the minimum alllowable down payment and maximum FHA mortgage allowed on a home purchase. It creates an estimate of closing costs and required upfront Mortgage Insurance Premium (MIP). This tool is designed to determine the FHA mortgage limit for a particular purchase, not the maximum allowed for any home in your state and county. To determine the maximum purchase price for your specific area you should use https://entp.hud.gov/idapp/html/hicostlook.cfm at the HUD.gov. Then, with that data in hand, use the below calculator to determine the required down payment, FHA mortgage limit and required upfront Mortgage Insurance Premium (MIP). Content Detail

  By:

  FHA

• Anti-Discrimination Housing Laws

  Information about The Fair Housing Act and other federal laws and executive orders that protect you from housing discrimination, including discrimination in home financing. Content Detail

  By:

  U.S. Department of Housing and Urban Development (HUD)

  Read this in:

  Spanish / Español

• Attorney General's Consumer Protection Section

  The Consumer Protection Section of the Attorney General's office is responsible for enforcing Louisiana's consumer protection laws. This site has information and other resources, including a link to the page where you can learn about how to file a complaint about a consumer issue. Content Detail

  By:

  State of Louisiana

• Avoid Foreclosure -- information from Fannie Mae

  Learn more about what you may be able to do to avoid foreclosure. Content Detail

  By:

  KnowYourOptions.com (Fannie Mae)

• Avoid Predatory Lending

  Tips for spotting a bad home loan, or a predatory lender. Read More

  By:

  Southeast Louisiana Legal Services (New Orleans office)

• Avoid Telemarketing Scams

  Find out how to deal with scam artists who use telemarketing to steal or rip you off. Content Detail

  By:

  National Crime Prevention Council

• Consumer Action Handbook

  Order FREE 2007 Consumer Action Handbook - help with your consumer problems and complaints. Content Detail

  By:

  Consumer Action Website-Federal Citizen Information Center

• Don't Be a Victim of Loan Fraud

  Tips on how to protect yourself from predatory lenders, and how to help yourself if it happens to you. Content Detail

  By:

  U.S. Dept. of Housing and Urban Development (HUD)

  Read this in:

  Spanish / Español

• File a Consumer Fraud Complaint

  Online complaint to the Louisiana Attorney General's Consumer Protection Section. Content Detail

  By:

  Office of the Louisiana Attorney General

• File a Housing Discrimination Complaint

  Housing discrimination based on your race, color, national origin, religion, sex, family status, or disability is against federal law. If you have been trying to buy or rent a home or apartment and you believe your rights have been violated, you can file a fair housing complaint online, by mail, or by phone. Content Detail

  By:

  U.S. Department of Housing and Urban Development (HUD)

  Read this in:

  Spanish / Español

• Filing for Bankruptcy Without an Attorney

  This page has information for those trying to file for bankruptcy on their own. The courts warn that the system is hard to get around without a lawyer, so there is also information about where to get legal help. Content Detail

  By:

  US Bankruptcy Courts

• Foreclosure -- the Process in Louisiana

  Find out more about foreclosure here. Read More

  By:

  Southeast Louisiana Legal Services (Hammond Office)

• Guide to Avoiding Foreclosure

  Information and resources from HUD to help you avoid foreclosure and keep your home. Content Detail

  By:

  US Dept. of Housing and Urban Development - HUD

  Read this in:

  Spanish / Español