Mortgage Closing Scams: How to protect yourself and your closing funds
Learn what you can do to protect yourself from scams during the homebuying process.
Avoiding Legal Problems Associated with Owning Property
This resource includes information about avoiding legal problems associated commonly with owning property.
Federal Trade Commission (FTC) Bureau of Consumer Protection
The FTC’s Bureau of Consumer Protection stops unfair, deceptive and fraudulent business practices by collecting reports from consumers and conducting investigations, suing companies and people that break the law, developing rules to maintain a fair marketplace, and educating consumers and businesses about their rights and responsibilities.
Filing for Bankruptcy Without An Attorney
Individuals can file bankruptcy without an attorney, which is called filing pro se. However, seeking the advice of a qualified attorney is strongly recommended because bankruptcy has long-term financial and legal outcomes. Filing personal bankruptcy under Chapter 7 or Chapter 13 takes careful preparation and understanding of legal issues. Misunderstandings of the law or making mistakes in the process can affect your rights. Court employees and bankruptcy judges are prohibited by law from offering legal advice.
Mortgage Help for Homeowners Affected by Disasters
After a disaster, it is important to get in touch with your bank or mortgage servicer to get relief. Learn what you need to know about getting mortgage help for homeowners who are affected by a disaster event.
Mortgages for Veterans
This information covers mortgage options for veterans and military service members, including opportunities to get a more favorable mortgage, protections, obligations, and dealing with problems that may arise.
NOLA Foreclosure Prevention & Mortgage Assistance Project Homeowner Application
Southeast Louisiana Legal Services (SLLS) has been awarded $3,000,000 in funding through the Coronavirus Aid, Relief, and Economic Security (CARES) supplemental Community Development Block Grant funds from the City of New Orleans Office of Community Development. These funds are being targeted to our new Foreclosure Prevention & Mortgage Assistance Project to assist low-income homeowners in New Orleans who have been impacted by COVID-19 who are now facing foreclosure due to their inability to pay their mortgage. The project combines legal assistance with the ability to pay mortgage arrears assistance for eligible homeowners.
Property Gets Sold At A Judicial Sale For Less Than The Balance Of The Mortgage - Deficiency Judgments
This resource goes over deficiency judgments. This occurs when the total mortgage debt is more than the foreclosure sale price.
Understanding Property under Louisiana Law
This resource covers information about types of property under Louisiana law. It includes information about what a property owner might own under each type.
What Happens to a Lease When the Property is Sold or Foreclosed on?
This resource goes over what happens to a lease when the property is sold to someone else, foreclosed upon, or auctioned at a tax sale. Content adapted from Southeast Louisiana Legal Services resources.
NOLA Foreclosure Prevention & Mortgage Assistance Project Homeowner Application
Southeast Louisiana Legal Services (SLLS) has been awarded $3,000,000 in funding through the Coronavirus Aid, Relief, and Economic Security (CARES) supplemental Community Development Block Grant funds from the City of New Orleans Office of Community Development. These funds are being targeted to our new Foreclosure Prevention & Mortgage Assistance Project to assist low-income homeowners in New Orleans who have been impacted by COVID-19 who are now facing foreclosure due to their inability to pay their mortgage. The project combines legal assistance with the ability to pay mortgage arrears assistance for eligible homeowners.