Federally Subsidized Housing Programs

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Authored By: Lagniappe Law Lab
Read this in: Spanish / Español

About Federally Subsidized Housing Programs

About Federally Subsidized Housing Programs

The U.S. Department of Housing and Urban Development (HUD) runs housing programs. These programs help low-income individuals, families, seniors, and individuals with disabilities. These programs focus on offering affordable housing options through various federal initiatives. 

To find affordable housing, it's important to understand these programs. You need to know how they work, check if you qualify, and follow the steps to apply. The following information will help you figure out what program you're in, how rent is calculated, and what documents you need to apply. 

What You Need To Know

Here's how you can figure out which housing program you're part of : 

  1. Look at Your Lease: 
  2. Check Your Rent: 
    • In public housing, your rent is usually 30% of your income. 
    • With Section 8, you also pay around 30% of your income, and the rest is covered. 
    • In project-based housing, rent is tied to your unit, but you can still pay about 30% of your income. 
  3. Ask Your Landlord:
    • Your landlord or property manager can tell you what program your housing falls under. 
  4. Look for Notices:
    • If you get recertification notices or letters from HUD, they'll likely mention what program you're in. 

To qualify, you must meet certain rules:

  1. Income:
    • Your income has to be below a certain level, which is based on where you live and how many people are in your household. For more information, or to check specific limits for your area, you can refer to the HUD Income Limits. 
    • HUD uses categories like “low-income,” “very low-income,” and “extremely low-income” to decide who gets help.
  2. Citizenship:
    • You or someone in your household must be a U.S. citizen or have a legal immigration status.
  3. Background Checks:
    • Housing authorities might check your criminal record and rental history. 
    • Disqualifying Factors: Certain criminal activities, especially drug-related or violent crimes, can disqualify an applicant. HUD provides guidelines that PHAs must follow when determining eligibility for federally subsidized housing. These guidelines include mandatory denials of housing for certain criminal convictions including: 

      • Manufacture or Production of Methamphetamine on Federally Assisted Housing Property

      • Lifetime Registration as a Sex Offender 

Here's what you need to do: 

  1. Check Your Eligibility
  2. Gather Documents 

    • Get together things like proof of income (pay stubs), identification (birth certificates, Social Security cards), and proof of legal status (green cards, etc.). For more information, see HUD’s Acceptable Forms of Identification.

  3. Choose a Program:

  4. Submit an Application: 

  5. Wait: 

    • Many places have waiting lists, so it might take time to get housing. 

  6. Prepare for An Interview:

    • Be ready for an interview with the PHA or housing provider, where you may need to provide additional information or documentation.

  7. Home Inspection:

When applying for subsidized housing, gather all documents. They verify your eligibility and provide accurate information. Frequently needed papers are included in this list:

  1. Identification

    • Government-Issued Photo Identification: All adult household members must have a government-issued photo identification. This can be a driver’s license, passport, or state identification. 

    • Social Security Cards: Required for all household members, including children. 

    • Birth Certificates: Required for all household members to verify age and family composition. 

    • For more information, see HUD’s Acceptable Forms of Identification.

  2. Proof of Income

    • Pay Stubs: Recent pay stubs (usually the last three months) to verify current income. 

    • Tax Returns: Most recent federal tax returns, usually required for the past one to two years, to verify annual income. 

    • Benefit Award Letters: Statements for Social Security, Supplemental Security Income (SSI), unemployment benefits, Temporary Assistance for Needy Families (TANF), and other government assistance programs. 

    • Bank Statements: Recent statements showing regular deposits and account balances. 

    • Employment Verification: A letter from your employer stating your income, employment status, and position. 

    • Self-Employment Records: These can be profit and loss statements or business bank statements. You can also use tax returns if you are self-employed.

  3. Proof of Citizenship or Eligible Immigration Status

    • U.S. Birth Certificate: For U.S. citizens.

    • U.S. Passport: For U.S. citizens.

    • Naturalization Certificate: For naturalized citizens.

    • Green Card: For permanent residents (legal permanent residents). 

    • Immigration Documents: For eligible non-citizens, such as visas or asylum/refugee status documentation or other official immigration documents. 

  4. Proof of Residency

    • Lease Agreement: Current lease or rental agreement to verify your current residence.

    • Utility Bills: Recent utility bills showing your name and address as proof of residence.

    • Landlord Reference: A reference letter from your current or previous landlord confirming your tenancy history and rental behavior. 

  5. Family Composition

    • Marriage Certificate: If applicable, to verify marital status. 

    • Divorce Decree: If applicable, to verify marital status and any custody or support agreements. 

    • Custody Papers: Legal documents for child custody arrangements, if applicable. 

    • Adoption Papers: If applicable, to verify legal guardianship or parental status. 

  6. Medical and Disability Documentation (if applicable)

    • Doctor’s Statement: A statement or letter from a doctor verifying any disabilities that may qualify you for specific housing programs. 

    • Receipts for Medical Expenses: Documentation of out-of-pocket medical expenses for elderly or disabled individuals, which can be considered in income calculations. 

    • Social Security Disability Award Letter: If you are receiving disability benefits provide the award letter from the Social Security Administration. 

  7. More Financial Information

    • Retirement or pension statements: Documentation of any retirement or pension income you or your household members receive. 

    • Child Support or Alimony: Court-ordered documentation and proof of receipt for any child support or alimony payments. 

    • Asset Statements: Information on any assets. These include savings accounts, investment accounts, and property ownership.

  8. Criminal Background Information

    • Criminal Record: A record or statement disclosing any criminal history, including details of any offenses and their outcomes. Note that certain criminal histories, such a being a lifetime sex offender or manufacturing methamphetamine, may affect eligibility for some housing programs. 

Rent in subsidized housing programs is generally calculated based on a household's income and specific program requirements. Here’s an overview of how rent is typically determined in various subsidized housing programs in the United States:

  1. Public Housing

    • Adjustments: Adjustments to income may include deductions for dependents, elderly or disabled household members, and medical expenses.

    • Rent Calculation: In public housing, rent is often based on a percentage of the household's adjusted gross income, usually around 30%. This is known as the Total Tenant Payment (TTP).
  2. The Housing Choice Voucher Program (Section 8)
    • Tenant Payment: Participants typically pay 30% of their monthly adjusted income toward rent and utilities.
    • Payment Standard: The local Public Housing Agency (PHA) determines a payment standard, which is the maximum subsidy the PHA will provide toward the rent. If the rent exceeds the payment standard, the tenant may have to pay more than 30% of their income.
  3. Project-based Rental Assistance (PBRA) (Section 8)
    • Rent Calculation: Similar to the Housing Choice Voucher Program, tenants pay approximately 30% of their adjusted gross income.
    • Subsidy: The subsidy is tied to the unit rather than the tenant, meaning the rental assistance remains with the property.
  4. Low-Income Housing Tax Credit (LIHTC)
    • Income Limits: Rent is set at a fixed rate based on the area's median income and is not directly tied to the tenant's income. However, the program sets income limits to determine eligibility.
    • Rent Caps: There are rent caps, usually around 30% of the income limit for the unit, ensuring affordability.
  5. The Section 202 Program Supportive Housing for the Elderly and Section 811 Supportive Housing for Persons with Disabilities
    • Section 202 (Elderly): Rent is generally 30% of the household's adjusted income.
    • Section 811 (Disabled): Similar to Section 202, rent is based on 30% of adjusted income.
    • Rural Development Section 515
    • Rent Calculation: Rent is typically based on the greater of 30% of adjusted monthly income, 10% of gross monthly income, or the designated "basic rent" for the unit.
  6. Key Considerations
    • Adjusted Gross Income: Adjusted gross income is calculated by subtracting certain allowable deductions from gross income.
    • Utility Allowances: Some programs provide utility allowances to help cover the cost of utilities, which can affect the rent calculation.
    • Income Verification: Income is verified periodically to ensure continued eligibility and adjust rent as needed. Participants must verify their income yearly or report to the PHA anytime it goes up or down within 10 days of the change. 

Income limits for federally subsidized housing programs are set by the Department of Housing and Urban Development (HUD) and vary by location, household size, and the specific program. For more information, see HUD Income Limits. 

Here are the general categories of income limits used by HUD:

  1. Key Income Limit Categories

    • Extremely Low-Income: Households with incomes at or below 30% of the Area Median Income (AMI).

    • Very Low-Income: Households with incomes at or below 50% of the AMI.

    • Low-Income: Households with incomes at or below 80% of the AMI.

  2. Determining Income Limits

    • Area Median Income (AMI): HUD calculates the AMI for each metropolitan area and county in the U.S. Income limits are then set as percentages of this AMI.

    • Household Size: Income limits are adjusted based on the number of people in the household. Larger households have higher income limits to account for the increased cost of living.

Waiting lists for subsidized housing differ in length due to location. Lists also vary depending on the housing program's specific type. Demand at the time also affects the length of these lists.

Some Public Housing Agencies (PHAs) have closed their waiting lists due to high demand. Check the status of the waiting lists and apply to many PHAs if possible. 

Some applicants may receive priority on waiting lists based on specific criteria, such as homelessness, disability, or being a veteran. This can affect the order in which people are served. 

Consider visiting PHA websites or offices for the most current information on waiting list status, application procedures, and any special programs or preferences they might offer. 

There are several reasons why you might be denied subsidized housing. If you are denied, you may have the right to appeal the decision. You should also ask how to reapply and pay attention to any changes in your situation that could make you eligible later. For more details, see the rules about eligibility and denial of assistance.

Here are common reasons for being denied:

  • Your income is too high for the program. Check HUD income limits for details.
  • Your application is incomplete or has mistakes.
  • You didn’t provide all the required documents.
  • Your criminal record includes serious or recent crimes.
  • You have a bad rental history, such as evictions or unpaid rent.
  • You owe money to a public housing authority.
  • You committed fraud or gave false information.
  • You don’t meet the citizenship or immigration status requirements.
  • Your assets are too high for the program.
  • You don’t meet specific requirements for programs like Section 202 (for the elderly) or Section 811 (for people with disabilities).

As a subsidized housing tenant, you have specific rights and responsibilities. These ensure a safe, fair, and respectful living environment. Knowing this can help you keep a good relationship with your landlord or housing authority.

Tenant Rights

  1. Safe and Decent Housing:

  2. Fair Treatment:

    • Protection against discrimination based on various factors under the Fair Housing Act. This protection ensures equal treatment in all housing-related activities. 

  3. Privacy:

    • Landlords need permission to enter your unit, except in emergencies, where immediate access is necessary. 

  4. Lease:

    • A written lease is required for all subsidized housing arrangements. It clearly defines the terms of tenancy, including rent amount, lease duration, tenant responsibilities, and other conditions. 

  5. Reasonable Accommodations:

  6. Fair Housing Act: 

  7. Violence Against Women Act (VAWA): 

    • Provides protections for victims of domestic violence, dating violence, sexual assault, or stalking, ensuring they are not evicted or denied housing based on their status as victims. For more information, see the Violence Against Women Act (VAWA). 

  8. Due Process:

    • Tenants are entitled to a fair hearing process before any eviction or significant dispute is finalized. This ensures that tenants have the opportunity to present their side and appeal any decisions. For more information, see Evictions. 

  9. Recertification:

    • Tenants must undergo annual recertification of their income and family composition to ensure continued eligibility for housing assistance. This process helps adjust rent and verify compliance with program requirements. 

  10. Timely Repairs:

    • Landlords are obligated to address urgent repair needs that affect the livability of the unit, such as plumbing issues, heating failures, or electrical hazards, promptly. 

  11. Appeals:

    • If a tenant is denied housing assistance or experiences adverse decisions, they have the right to appeal and request a review of the decision, providing an opportunity to present additional information or correct errors. For more information, see HUD Office of Hearings and Appeals. 

Tenant Responsibilities

  1. Pay Rent on Time:

    • Pay rent in full and on time. Late payment can lead to penalties or eviction. 

  2. Maintain the Unit:

    • Keep your home organized and report damages or maintenance issues to the landlord or housing authority as soon as they occur.

  3. Follow Lease Terms:

    • Tenants must adhere to all lease terms, including rules regarding pets, noise, and use of the property. 

  4. Respect Neighbors:

    • Tenants should be considerate of their neighbors, avoid excessive noise, and maintain peaceful relations to foster a harmonious living environment.

  5. Report Changes:

    • Any changes in income, family composition, or employment status must be reported to the housing authority, usually within 10 days, as these can affect eligibility and rent calculations.

  6. Allow Access for Repairs and Inspections:

    • Tenants must allow landlords or authorized personnel access to their unit for necessary repairs and routine inspections, following proper notice procedures.

  7. Avoid Illegal Activities:

    • Engaging in illegal activities within the unit or on the property is strictly prohibited and can lead to eviction and loss of housing assistance.

  8. Get Approval for Modifications:

    • Tenants must seek permission from the landlord before making any significant modifications or alterations to the unit to ensure compliance with property standards and regulations.

  9. Use the unit as your primary house.

    • The subsidized unit must be used as the tenant's primary residence. Subletting or renting out the unit is generally not allowed under housing assistance programs.

  10. Respect Community Rules:

    • Tenants are expected to follow any community rules or regulations regarding the use of common areas and facilities, such as laundry rooms, parking lots, and recreational spaces.

Breaking your lease such as not paying rent or following program rules can result in eviction from subsidized housing. However, there are steps and protections in place to ensure fair and legal evictions. For more information, see Evictions. 

If you face eviction risks, get help from local housing agencies, social services, or a lawyer. For more information, see Finding and Hiring a Lawyer. 

Southeast Louisiana Legal Services (SLLS) provides free legal help to renters in New Orleans facing eviction. Call SLLS at (504)-529-1000 extension 223 or email housinghelp@slls.org.

In subsidized housing, it’s important to report maintenance issues quickly and follow the proper steps. Here’s how to handle repairs:

  1. Identify the Problem:
    • Determine if it’s urgent (like no heat or a water leak) or less urgent (like minor plumbing or appliance issues).
  2. Check Your Lease and Guidelines:
    • Review your lease and housing handbook for instructions on how to report issues. It will often explain the steps for maintenance requests. Learn more about HUD Housing Quality Standards.
  3. Report the Problem:
    • Emergencies: Immediately contact your landlord or use the emergency maintenance line if available.
    • Non-Emergencies: Follow your lease’s reporting procedures, usually involving a written request or contacting the property manager.
  4. Send a Written Request:
    • After reporting, send a written request with details of the issue, when it started, and any actions you’ve taken.
  5. Keep Records:
    • Save copies of all your maintenance requests and the responses you receive for future reference.
  6. Follow Up:
    • If repairs take too long, follow up with a reminder of your original request.
  7. Involve the Housing Authority:
  8. Request an Inspection:
    • For ongoing issues, request a housing authority inspection or contact local code enforcement. For more information, see Housing Code Compliance. 
  9. Seek Legal Help:
    • If your landlord still doesn’t act, consider legal advice for further steps. For more information, see Finding and Hiring a Lawyer. 

Louisiana Repair and Deduct Option:

In Louisiana, if your landlord does not make essential repairs in a timely manner, you may be able to use the “repair and deduct” process. This allows you to make necessary repairs yourself and deduct the cost from your rent, but you must follow specific legal steps. Always document the issue, give the landlord a reasonable time to fix it, and keep receipts of the work done. Check Louisiana law or consult an attorney to ensure you follow the correct procedure. For more information, see What Can I Do When My Landlord Won't Make Repairs. 

In federally subsidized housing programs, such as the Section 8 Housing Choice Voucher program, income is typically reviewed annually during a process called recertification. During this annual review, you must provide documentation of your household’s income, assets, and family composition to determine your continued eligibility and the amount of your rental assistance.

However, if your income changes significantly during the year (e.g., you get a new job or lose a source of income), you are generally required to report those changes, usually within 10 days, which may trigger an interim review. This ensures that your rental assistance is adjusted to reflect your current financial situation. Some programs also allow you to request an interim review if your income decreases, which could lead to a temporary reduction in your portion of the rent.

Make sure to review the specific policies of the housing authority or program you’re participating in, as they may have additional requirements or variations.

If you want to leave subsidized housing, the process and outcomes depend on your housing type and lease terms:

  1. Public Housing: Notify your housing authority and caseworker if you’re moving. If moving to another public housing unit, contact the new housing authority to check availability.
  2. Housing Choice Voucher (Section 8): You can move with your voucher, but you must tell your caseworker and make sure the new housing authority will accept it. Follow your lease rules to avoid penalties.
  3. Project-Based Rental Assistance (Section 8): Give notice before leaving. You’ll lose assistance for that unit and may need to apply again for aid.
  4. Section 202/Section 811: Notify your caseworker, and you may have to reapply for assistance.

Related Resources

Public Housing

About Public Housing

Public housing consists of rental units. Local public housing agencies (PHAs) own and operate them. These units are available to low-income families. They are also available to the elderly and individuals with disabilities. Housing developments incorporate individual dwellings and multi-unit residential structures. Household rent equals 30% of adjusted gross income. 

Eligibility: Your household income must be at or below 80% of the Area Median Income.

Administration: Local PHAs manage it following HUD guidelines. 

What You Need To Know About Public Housing

The U.S. Department of Housing and Urban Development (HUD) gives Federal aid to public housing agencies (PHAs). PHAs manage housing for low-income residents at affordable rents. PHAs are local government agencies or nonprofit groups. They oversee the day-to-day operations and maintenance of public housing properties. Find your local Public Housing Agency (PHA).

To apply for public housing in Louisiana, you must follow a series of steps. These steps ensure that you meet the requirements and submit a complete application. Here’s a detailed guide to help you through the process.

  1. Determine Eligibility
  2. Locate a Public Housing Authority (PHA)
  3. Gather Required Documents
    • Collect the necessary documents before starting your application. These consist of:

    • Proof of income (pay stubs, tax returns, Social Security benefits, and so on).

    • Identification documents (birth certificates, driver’s licenses, Social Security cards). For more information see HUD’s Acceptable Forms of Identification.

    • Proof of residency or legal status (green card, visa, etc.)

    • Current lease or rental agreement (if applicable)

    • Any other documents required by the public housing authority.

  4. Complete the Application
    • Get an application form from the local Public Housing Authority (PHA). You can often do this in person, by mail, or online through the PHA’s website. Complete the application form with precision and thoroughness.
  5. Apply.
  6. Wait for a response.
    • After submitting your application, the PHA will review it to determine eligibility. This process may take some time. You may go on a waiting list until something opens up.
  7. Attend an interview (if necessary)
    • Some PHAs may need an interview as part of the application process. Be prepared to discuss your application. Provide any additional requested information.
  8. Receive Notification
    • The PHA will notify you about your status. They will do this once they process your application.

    • If approved, the Public Housing Authority will inform you about the next steps. They will include the details of when and where you can move in.

    • If the Public Housing Authority puts you on a waiting list, they will let you know when a unit becomes available.

    • If denied, you should receive an explanation for the denial. You will also receive information on how to appeal if you believe it is an incorrect decision.

Public housing benefits low-income individuals and families in several ways. Here are the main advantages:

  1. Affordable Rent

    • Rent is about 30 percent of one's income, ensuring that housing is affordable. This leaves money for other needs.

  2. Stability and Security

    • It provides a stable home, which lowers the risk of eviction for failing to pay high market rents. This is crucial for families with children, ensuring steady education and services.

  3. Access to Support Services

    • Many public housing sites offer a variety of services. These include job training, education, healthcare, financial counseling, and community events.

  4. Quality Housing

    • Units meet safety and quality standards. Regular checks ensure they are well maintained.

  5. Community Resources

    • They improve residents' lives. They also build a sense of community. These facilities include community centers, playgrounds, and recreational areas.

  6. Proximity to Services

    • Public housing is often located near public transportation, schools, and healthcare facilities. This reduces transportation costs and improves access to services.

  7. Tenant Protections

    • Legal safeguards include protection from unfair evictions. Tenants have a right to a safe home and to join tenant organizations.

  8. Opportunities for Resident Involvement

    • Residents can take part in decision-making through councils. This allows them to voice their needs and drive community improvements.

  9. Long-term Housing Solution

    • Public housing offers stable and affordable housing. This is especially important for seniors, people with disabilities, and families with children.

Yes, you can move from one public housing unit to another. However, the process and requirements differ. They differ by the Public Housing Authority (PHA) in charge.

First, review your PHA's transfer policy. You can find it on the PHA’s website or by contacting them. Find your local Public Housing Agency (PHA).

To transfer, you must meet certain conditions. These include:

  • Health issues that the current unit is unable to support.

  • Family changes can make the unit too small or too large.

  • Safety concerns in the current unit.

  • The need to live closer to work or school.

To request a transfer, send a written request to your Public Housing Authority and your caseworker. Include supporting documents, such as medical records or letters from employers.

The PHA will review your request and documents. They may check the information and unit availability. The PHA may focus on urgent needs such as medical or safety concerns.

After submitting your request, you will need to wait for a decision. The time taken depends on the request's complexity and available resources.

If approved, you'll receive a notice with details about the new unit, including the move-in date. You may get the chance to inspect the unit before moving. The PHA might offer help with the move.

You complete the process by executing a lease for the new unit. Make sure you understand its terms and conditions.

The public housing program aims to offer affordable, decent homes. Public housing authorities (PHAs) must follow strict rules for evictions. They need valid reasons and must notify tenants first. Additionally, tenants should have a chance to respond.

Grounds for Termination of Lease

PHAs can terminate a tenant's lease for specific reasons, including, but not limited to:

  1. Serious Lease Violations: This may include criminal activity or alcohol abuse that threatens other residents' health, safety, or right to enjoy the premises.

  2. Income Eligibility: If a tenant does not meet the income limits for public housing after moving in, the PHA may terminate the lease.

  3. False Information: Providing false information on income or eligibility at the time of application can be grounds for eviction.

  4. Failure to Meet Community Service Requirements: Tenants may need to perform the required community service. Failure to meet these requirements over 12 months could lead to eviction.

  5. Rejection of Lease Changes: If the PHA offers a lease change with 60 days' notice, and the tenant rejects it without good cause, the PHA may terminate the lease.

If your income goes up in public housing, the PHA's policies will impact you. Here's what to expect:

  1. Income Check

    • PHAs review income every year to determine rent. You need to submit an increase notification immediately. The rules and timeframes vary by PHA. For more information, see Income Determination - HUD. 

  2. Rent Change

    • Rents consume one-third of your total income. So, more income means higher rent. Here's how it works.

      1. Annual Review: At your yearly review, the Housing Authority will change your rent.

      2. Interim Review: If your income changes a lot, you might need an interim review. This requires reporting your new income for a rent recalculation.

  3. Eligibility Check

    • Your income must meet HUD and PHA limits. If it rises too much, you may no longer qualify. Here's what happens:

      • Transition Period: Some PHAs offer time to find new housing.

      • Moving Out: If your income stays too high, you'll receive guidance on how to leave.

  4. Savings Programs

The grievance process for public housing typically follows a structured procedure that allows tenants to raise complaints about issues like maintenance, lease violations, or other concerns with the housing authority. 

For more information, see Public Housing Grievance Procedures. 

Related Resources

Housing Choice Voucher Program (Section 8)

About The Housing Choice Voucher Program (Section 8)

The Housing Choice Voucher Program, commonly known as Section 8, helps low-income families, the elderly, and the disabled afford safe, decent housing in the private market. Local Public Housing Agencies (PHAs) provide landlords with a housing subsidy, and participants cover the remaining balance. Participants can choose any housing that meets the program's standards. 

Eligibility: Income limits vary by area but generally are at or below 50% of the area median income (AMI). Priority goes to those earning 30% or less of the AMI. 

Administration: The program is managed by local PHAs with funding from the U.S. Department of Housing and Urban Development (HUD). 

What You Need To Know About The Housing Choice Voucher Program (Section 8)

Section 8 is also known as The Housing Choice Voucher Program. It helps low-income families, seniors, and people with disabilities. It helps them rent safe and affordable housing. Here's how it operates:

  • First, the PHA gives eligible applicants a housing voucher and places them on a waiting list.

  • They then search for a home that meets the program's criteria and has a willing landlord.

  • The Public Housing Authority (PHA) steps in to determine the subsidy amount. Renters divide thirty percent of their income for rent and utilities. The voucher covers the rest up to a set limit.

  • If the rent exceeds the limit, the renter pays the difference. But, their total rent payment cannot exceed 40 percent of their income.

  • Landlords agree to the program's terms. They sign a contract with the Public Housing Authority.

  • The PHA issues rent subsidy payments straight to the landlord.

Applying for a Section 8 voucher in Louisiana is a multi-step process. Here's a guide to help you:

  1. Find Your Local PHA:

  2. Check Waiting Lists:

    • PHAs often have waiting lists. Check if your PHA is accepting applications, which usually occurs at specific times.

  3. Complete the Application:

    • Get an application from the Public Housing Authority. You can do this online, by mail, or in person. Complete every section with precise information.

    • It will ask for details about your household, income, assets, and expenses.

  4. Submit Required Documents:

    • Include documents to prove your eligibility, such as income and identification documents.

  5. Wait for confirmation:

    • The PHA will review your application. If you qualify, you'll be on the waiting list and receive a confirmation.

  6. Expect a Long Wait:

    • The wait for a voucher can be long, often taking months or even years. Keep your contact and household information updated with the PHA.

  7. Attend an interview:

  8. Receive Your Voucher:

    • If approved, you'll receive a voucher to find housing. You'll have a specific timeframe, usually 60 to 90 days.

  9. Find housing and sign a lease.

    • Use the voucher to look for housing. The Public Housing Authority will check its safety and quality.

    • If the unit passes, you'll sign a lease, and the PHA will make payments to the landlord.

  10. Annual Recertification:

  • You must update your income and household information every year to keep the voucher.

Section 8 vouchers are portable. You can use them to move to different areas, even other states if those areas have a Section 8 program.

You must redeem your voucher in the issuing Public Housing Authority's area for 12 months. After that, you can move.

Notify your current local Public Housing Authority (PHA) of your intention to move. They will guide you and may ask for portability forms.

Your new Public Housing Authority (PHA) will review your documents. They may interview you. If they accept, they will give you a new voucher to help you find housing in their area.

Section 8 housing inspections make sure that properties meet HUD Housing Quality Standards. This step is crucial to ensure that the housing is safe, decent, and sanitary.

Inspections can be initial, annual, special, or for quality control purposes.

The initial inspection takes place before moving in. The landlord must request it. They prepare the unit for inspection by fixing issues.

Key areas checked include cleanliness, structure, heating, plumbing, and safety features.

After the inspection, the landlord receives a report on needed repairs. A re-inspection may be necessary.

Once approved, the tenant can move in, and the HAP contract will start.

Annual and special inspections occur for ongoing compliance or specific issues.

Landlords should keep the property well-maintained. Tenants need to report any issues and ensure the unit is clean for inspections.

Losing your income on Section 8 leads to a rent adjustment.

First Steps

  • Alert Your Housing Office (PHA):

  • Provide Proof:

    • Give the PHA documents like termination letters or benefit statements.

  • Update Your Info:

    • The PHA will review your income and adjust your rent.

  • 30% Rule:

    • You pay 30% of your income to rent payments. If your income drops, your rent drops too.

  • Timing:

    • The PHA will decide when the new rent begins, based on its rules and your report date.

  • Check-Ins:

    • The PHA will check your income and ask for updates, keeping your rent affordable.

  • Annual Update:

    • You still need the yearly income review, even with interim changes.

Related Resources

Project-Based Rental Assistance (Section 8)

About Project-Based Rental Assistance (Section 8)

Project-based rental assistance (PBRA) is a U.S. program where the Department of Housing and Urban Development (HUD) partners with private property owners to offer rental assistance in designated housing developments. Tenants contribute 30% of their income toward rent, and HUD covers the difference between this amount and the market rent for the unit. 

Eligibility: Like Section 8 vouchers, with income limits at or below 50% of the area median income (AMI).

Administration: Managed by property owners and developers through contracts with HUD. 

What You Need To Know About Project-Based Rental Assistance (Section 8)

Project-based Rental Assistance (PBRA) and Housing Choice Vouchers (HCV) are both Section 8 programs. They aim to help low-income families afford housing.

The key differences include: 

  • Mobility: HCVs allow tenants to choose and move their homes without losing assistance. PBRA is fixed to specific units.
  • Administration: Property owners often handle PBRA. Local PHAs manage HVCs.
  • Property Requirements: PBRA units must meet specific standards. HUD inspects them regularly.  HCV properties must also meet certain standards but are inspected by local PHAs. For more information, see HUD Housing Quality Standards.

Both programs aim to provide affordable housing. But, they cater to different needs and preferences for mobility and housing choices.

Applying for Project-based Rental Assistance (PBRA) involves several steps. Here’s a general guide to help you through the process:

  1. Identify Properties with PBRA:

  2. Contact the Property Manager:

    • Once you identify properties, contact the property manager. Ask about the application process. Each property may have its own procedures and application forms.

  3. Complete the Application:

    • Get the application form from the property manager or their website.
    • Fill out the application. Provide all needed information. This includes personal details, income, family composition, and any other required documents.
    • Submit the Application: Follow the property manager's instructions to submit your application. 

  4. Wait for Processing:

    • Processing Time: The property management office will review your application. This can take some time, depending on demand and the specific property’s procedures.
    • Eligibility Check: They will check if you are eligible. They will consider your income and other criteria.

  5. Placement on the Waiting List:

    • If the property has no immediate vacancies, your name may be placed on a waiting list. Waiting time differs by location due to varying housing demand.

  6. Attend an Interview:

    • If your application is approved or you reach the top of the waiting list, you may be called for an interview. Bring all required documents (e.g., identification, proof of income, tax returns).

  7. Sign the Lease:

    • If someone offers you a unit, you must sign a lease. Then, you must follow the property’s rental policies.

Project-based Rental Assistance (PBRA) is available in various types of properties, catering to different housing needs and demographics. Here are the common types of properties that offer PBRA:

  1. Multifamily Housing

    • Apartment Complexes: Large buildings with many, subsidized units.

    • Townhouses: Smaller properties that may offer assistance for some units.

  2. Public Housing Developments

    • Family Housing: Properties designed for families, often including larger units with multiple bedrooms.

    • Senior Housing: Properties specifically for elderly residents, typically offering amenities and services tailored to seniors.

    • Disabled Housing: Units specifically set aside for individuals with disabilities, ensuring accessibility and supportive services.

  3. Special Needs Housing

    • Supportive Housing: Properties that offer additional services such as case management, mental health services, and other supports, often targeting individuals or families experiencing homelessness or other special needs.

    • Transitional Housing: Temporary housing aimed at helping residents transition to permanent housing, often with supportive services.

  4. Privately Owned Subsidized Housing
  5. Mixed-Income Developments

    • Inclusionary Zoning Properties: Developments that include both market-rate and subsidized units, with a portion of the units reserved for low-income tenants receiving PBRA.

    • Mixed-Finance Developments: Properties funded through a combination of public and private resources, offering a mix of market-rate and affordable units.

Different property types cater to various needs and demographics, so it’s important to explore multiple options and understand the specific amenities and services each offers. 

You can't keep PBRA if you move. Here's why and your options:

Why PBRA is Location-Specific

  1. Tied to Units: It's tied to specific units, not tenants. Moving means losing the assistance.

  2. Long-Term Contracts: Properties with PBRA have long-term contracts for affordable housing. These contracts are for the units, not you.

What to Do If You Need to Move

  1. Apply for an HCV (Section 8):

    • This voucher moves with you, allowing a choice of units. Apply at your PHA. There might be a wait.

  2. Transfer to Another PBRA Property:

    • Available in some cases, this option depends on the organization or PHA's policies and space.

  3. Apply for Other Programs:

  4. Wait for a Unit to Open:

    • If your family grows or other needs change, ask about moving to a different unit.

Steps to Take

  1. Talk to the Property Manager: They can explain your options.

  2. Contact Local PHAs: For HCV details and waiting lists.

  3. Look for Other Options: Research local housing.

PBRA is stable and affordable but lacks HCV's flexibility. If you need to move, look into HCV or other portable programs.

Related Resources

Other Programs

About Other Programs

Here are some other programs to help low-income families, seniors, and disabled people with housing costs. They ensure access to safe, affordable housing. 

Other Federally Subsidized Housing Programs

The Section 202 program provides capital advances to finance the construction, rehabilitation, or acquisition of properties to be used in supportive housing for elderly low-income individuals. it also offers project rental assistance to cover the difference between the U.S. Housing and Urban Development (HUD) approved operating cost of the project and a tenant's contributions towards rent. 

Eligibility: Households must be very low-income (50% of AMI or below) and have at least one member aged 62 or older. 

Administration: The U.S. Department of Housing and Urban Development (HUD) provides capital advances and rental assistance. 

Section 811 provides funding to develop and subsidize rental housing with the availability of supportive services for very low- and extremely low-income adults with disabilities. The program helps these individuals to live independently in the community by offering support for various services

Eligibility: Households must include at least one adult with a disability and have meager incomes (50% of the area median income or below).

Administration: Managed by non-profit organizations under U.S. Department of Housing and Urban Development (HUD) guidelines.

The Rural Development Multi-Family Housing (Section 515) provides direct loans to develop rental housing for low-income families, the elderly, and persons with disabilities in rural areas. 

Eligibility: Tenants must have incomes at or below 80% of the area median income (AMI) in rural communities. 

Administration: Managed by the U.S. Department of Agriculture (USDA).

The HOME program grants states and localities to fund various activities, including building, buying, and/or rehabilitating affordable housing for rent or homeownership, or providing direct rental assistance to low-income people. The program aims to create affordable housing opportunities in the private market.

Eligibility: Beneficiaries must be low-income, with incomes at or below 80% of the area median income.

Administration: Administered by state and local governments under the U.S. Department of Housing and Urban Development (HUD) guidelines. 

The Low-Income Housing Tax Credit (LIHTC) Program provides tax incentives to developers to create affordable housing for low-income families. This program is the primary source of funding for new affordable rental housing.

Eligibility: Tenants generally must have incomes at or below 60% of the area median income. Housing projects must reserve a certain percentage of units for low-income tenants. 

Administration: Administered by state housing finance agencies under IRS guidelines, with oversight by the U.S. Department of Housing and Urban Development (HUD).

The CoC program is designed to promote community-wide commitment to the goal of ending homelessness. It provides funding to nonprofit providers, and state and local governments to quickly rehouse homeless individuals and families while minimizing the trauma and dislocation caused by homelessness. It also aims to optimize self-sufficiency among individuals and families experiencing homelessness.

Eligibility: Organizations that serve homeless individuals and families. 

Administration: Administrated by the U.S. Department of Housing and Urban Development (HUD). HUD oversees the program and provides funding to local and regional planning bodies, known as Continuums of Care (CoC), which are responsible for coordinating homelessness services and housing solutions within their geographic areas. 

The ESG program provides funding to support emergency shelter operations, rapid re-housing, homelessness prevention, and street outreach services. The goal is to assist individuals and families to regain stability in permanent housing after experiencing a housing crisis or homelessness.

Eligibility: Individuals and families who are homeless or at risk of homelessness. 

Administration: The ESG Program is administered by the U.S. Department of Housing and Urban Development (HUD). HUD allocates ESG funds to states, metropolitan cities, urban counties, and U.S. territories, which in turn distribute the funds to local government entities and nonprofit organizations. 

Related Resources

Last Review and Update: Oct 02, 2024
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