When an exterior inspection is scheduled, the applicant or co-applicant will need to meet with an inspector and provide the applicant or co-applicants photo ID. The inspector will not enter the home. The inspector validates damage from the exterior and from questioning the applicant about their damage. FEMA inspectors are trained to recognize the damage caused by a disaster, but they do not decide if you will receive assistance. They observe and record damage that may be eligible within the Individuals and Households Program, which is different from assessments made by insurance adjusters or other disaster assistance programs, such as the U.S. Small Business Administration. If the applicant or co-applicant is unable to meet with an inspector, a third party can be designated in writing. Based on the exterior inspection and existing eligibility criteria, awards may be generated for Rental Assistance, Home Repair, Replacement, and Other Needs Assistance (ONA).
If you reported during the application process that you received minimal damage and can live in your home, you will not automatically be scheduled for a home inspection. Instead, you will receive a letter explaining how to call the FEMA Helpline to request an inspection if you find significant disaster-related damage to your home after you applied.