Health Insurance Options For People With Disabilities

Coverage options for people with disabilities. If you have a special health care need — like if you’re terminally ill, need help with daily activities, get regular care at home or in another community setting, live in a long-term care facility or group home, or have a condition that limits your ability to work — or if you have a disability, you have a number of options for health coverage. If you currently have Medicaid or Medicare, you’re considered covered under the health care law and don’t need a Marketplace plan. If you don’t have health coverage, you can fill out a Marketplace application to find out if you qualify for savings on a private health plan or for coverage through Medicaid.