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Domestic Violence And Abuse
This information covers issues related to and for people with domestic violence and abuse. This includes getting protective orders, enforcing them, understanding abuse, and getting resources and help if there is abuse.
Reverse Mortgages (Loans Using Home Equity Conversion)
This information is about reverse mortgages. These are a special type of home loan only for homeowners who are 62 and older. Reverse mortgage loans generally must be repaid when you sell or no longer live in the home. Learn more about reverse mortgages and other issues related to reverse mortgages.
Responding To A Debt Collection Summons
This resource goes over information about debt collection summons and how to respond to a debt collection summons step-by-step.
Bankruptcy
This information covers a person's options regarding filing for bankruptcy, dealing with the procedure of it, and the possible outcomes of it. It concerns issues about who should file for bankruptcy, including around who might be collection-proof. It includes how to file for different kinds of bankruptcy -- Chapter 7, Chapter 11, Chapter 12, or Chapter 13. It also covers exceptions or exemptions or stays in bankruptcy.
Estate Planning For A Beneficiary With A Disability
This category covers issues that a person might face when drafting their estate plans if one of their children or other beneficiaries has disabilities. This includes how to transfer assets in ways that do not harm that beneficiary's ability to receive public benefits and other support. It also includes how to ensure that the beneficiary will have long-term support for health and care costs.
Expungement Or Sealing Of A Criminal Record
This resource has information about how to clean, expunge, seal, or mask a record of a past arrest or conviction. One might want to expunge a criminal record when looking for housing, employment, or other opportunities.
Tax Sales
This resource includes information about tax sales and the tax sale process. Tax sales occur when a property owner fails to pay their taxes. An owner may attempt to prevent a tax sale and redeem the property after a sale. A purchaser obtains title to the tax property, subject to redemption by the owner.
Home Loan Modification
This resource goes over information about modifying a home loan as an option to avoid foreclosure.
Disaster Relief
This information gives you an overview of disaster legal issues. It covers disaster declarations, steps to prepare, and legal deadlines. It also provides helpful disaster resources.
Public Benefits
This information covers public benefits, which are government-funded programs that help individuals and families in need. Public benefits can include cash and income assistance, health care, food assistance, housing assistance, and tax benefits. Depending on the program, eligibility for public benefits may require a person or family to meet certain income and resource requirements.
Federally Subsidized Housing Programs
This resource covers housing programs with federal subsidies that offer affordable housing for low-income individuals, seniors, and people with disabilities.